Refinancing Cliff Calculator
Model the impact of interest rate resets on commercial property debt coverage.
DSCR Analysis
Original DSCR2.29x
New DSCR1.14x
DSCR Change-50.0%
Annual Debt Service (Old)$175,000
Annual Debt Service (New)$350,000
DSCR Comparison
Original
After Reset
Stress Category: Yellow
This calculator uses interest-only debt service for simplicity. Actual refinancing involves amortization schedules, fees, and lender requirements. For educational purposes only.
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